Multi-Factor Authentication (MFA) Code Scams
When you log into your bank or credit card account, you might get a text message or email with a verification code. You then enter it at the login screen to confirm it’s really you. That’s a form of multi-factor authentication (MFA) that adds a layer of security to your account — and keeps would-be scammers and hackers out. If someone asks for this code, it's a scam!
Unpaid Tolls Text Scams
Whether you’ve driven through a toll recently or not, you might’ve gotten a text saying you owe money for unpaid tolls. It’s probably a scam. Scammers are pretending to be tolling agencies from coast to coast and sending texts demanding money.
Fake Prize, Sweepstakes, and Lottery Scams
You get a call, email, or letter saying you won a sweepstakes, lottery, or prize — like an iPad, a new car, or something else. But you know it’s a scam because of what they do next: they ask you to pay money or give them your account information to get the prize. If you pay, you’ll lose your money and find out there is no prize.
Online Love Interests Scams
Looking to start a new relationship? For some, that may mean meeting a new love interest online. The Federal Trade Commission receives thousands of reports each year about romance scammers who create fake online relationships only to steal their victims’ money. Unfortunately, an online love interest who asks for money is almost certainly a scam artist.
Money Transfer Scams
Many impersonation schemes start with a call about a routine problem, like suspicious activity in your Amazon account. But in a new twist, the story quickly takes a more serious turn when you’re told someone is using your information to commit crimes and all your money is at risk.
Other Helpful Resources:
- Scams | Consumer Advice
- FTC Consumer Alerts
- What To Do if You Were Scammed | Consumer Advice
- How To Avoid a Scam | Consumer Advice
Source: United States Federal Trade Commission, www.ftc.gov
