What is Identity Theft?
Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number, or medical insurance account numbers.
IdentityTheft.gov
The Federal Trade Commission has launched IdentityTheft.gov, a resource that makes it easier for identity theft victims to report and recover from identity theft. A Spanish version of the site is also available at RobodeIdentidad.gov.
How To Protect Yourself from Identity Theft
Ask questions before giving anyone your Social Security number. If anyone asks for your Social Security number, ask these questions:
- Why do you need it?
- How will you protect it?
- Can you use a different identifier?
- Can you use just the last four digits of the Social Security number?
Credit Freeze or Fraud Alert: What's Right for Your Credit Report?
Credit freezes and fraud alerts can help protect you from identity theft. They can also help stop someone who stole your identity from continuing to misuse it. Credit freezes and fraud alerts work in different ways. Learn the differences, how to place a freeze or alert, and how long they last. Your personal situation will determine which one is right for you.
Source: United States Federal Trade Commission, www.ftc.gov
