Home Mortgage Loans

Buy a house where you can make a home and build equity in your future with the help of Fairmont Federal Credit Union. Members are entitled to competitive rates, flexible terms, and local personalized service from start to finish.

Rates

Fairmont FCU NMLS# 484694

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NO DOWN PAYMENT PURCHASE LOAN

Our NO DOWN PAYMENT Purchase Loan is the perfect start to making HOMEmade memories. You make the memories. We help make them possible. With no down payment required, you can keep your savings for all the fun and creative projects that make a house your home.

Competitive rates
Affordable closing costs
No Private Mortgage Insurance (PMI)
Local decision-making and processing
Helpful loan advisors with working knowledge of the local real estate market

ADDITIONAL MORTGAGE PROGRAMS TO MEET YOUR NEEDS

Financing programs available for purchase, refinance, and construction with competitive rates, affordable closing costs, and a wide range of terms customized to your unique situation.

Fixed rate mortgages
Adjustable rate mortgages (ARMs)
FHA, VA and RD Government Loans
Click here to apply for Government Program Loans

Membership eligibility may apply. Financing is available with approved credit and collateral. We do business in accordance with the Federal Fair Lending Laws.

Home Insurance

TruStage^™ Home Insurance Program

Help protect your biggest investment—inside and out.

The TruStage^™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

Potential savings for Fairmont Federal Credit Union members
Discounts for multiple policies
24/7 claims, even on holidays
Inflation protection
Temporary housing assistance when you need it

Don’t wait. It’s simple to [get a free quote] today.

GET A QUOTE

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage

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